Del Mar property
Del Mar, California

Land Loans in Del Mar, California

Trinity Mortgage Fund provides specialized land acquisition financing for entitled and near-entitled parcels throughout Del Mar's premium coastal neighborhoods. With recent funding of $7.0M and $2.0M single-family new construction projects in Del Mar, TMF understands the unique development opportunities in this market where median home values reach $3.60M.

CFL# 60DBO-59425
DRE# 02018057
Since 2016

$3.6M

Median Home Value

-0.0%

YoY Price Change

$21.2M+

Total Funded

7+

Deals Closed

Why Choose TMF for Land in Del Mar?

Trinity Mortgage Fund provides specialized land acquisition financing for entitled and near-entitled parcels throughout Del Mar's premium coastal neighborhoods. With recent funding of $7.0M and $2.0M single-family new construction projects in Del Mar, TMF understands the unique development opportunities in this market where median home values reach $3.60M.

Our Del Mar-based team closes land loans in 14-21 days, providing the speed developers need to secure prime parcels in competitive situations. Whether you're acquiring infill lots in Del Mar Village or subdivision parcels in Del Mar Heights, our loans from $1M-$20M at up to 50% LTV can seamlessly transition to construction financing once you're ready to break ground.

Entitled and near-entitled parcels
Infill and subdivision lots
Fast closing for competitive land deals
Can transition to construction loan
California markets only

Land Loan Terms

Max LTV

Up to 50% LTV

Rate Range

11.99% - 13.99%

Term

6-18 months

Min Loan

$1M

Max Loan

$10M

Closing Time

14-21 days

Del Mar Real Estate Market

Del Mar's constrained geography between the Pacific Ocean and inland hills creates limited land availability, making entitled parcels particularly valuable for experienced developers. With median home values at $3.60M, successful residential developments in neighborhoods like Del Mar Village, Del Mar Heights, and Del Mar Beach command premium pricing that supports higher land acquisition costs.

The city's strict development regulations and lengthy entitlement process make pre-entitled and near-entitled parcels especially attractive to developers seeking to minimize project timelines. TMF's land loans provide the bridge financing needed to secure these valuable parcels while developers finalize construction plans and permanent financing arrangements.

Neighborhoods We Serve in Del Mar

Del Mar VillageDel Mar HeightsDel Mar Beach

Land in Del Mar: Frequently Asked Questions

What types of land parcels does TMF finance in Del Mar?

TMF finances entitled and near-entitled parcels in Del Mar, including infill lots and subdivision parcels. We focus on parcels ready for development with loan amounts from $1M-$20M at up to 50% LTV.

How quickly can TMF close on land acquisition deals in Del Mar?

TMF closes land loans in 14-21 days, providing the speed needed to compete for prime Del Mar parcels where quick closings often determine the winning bid.

What interest rates does TMF offer for Del Mar land loans?

TMF's land loan rates range from 11.99% to 13.99% with terms of 6-18 months, allowing developers flexibility to secure parcels and transition to construction financing.

Can TMF land loans transition to construction financing in Del Mar?

Yes, TMF land loans can transition to construction loans, providing continuity for developers moving from land acquisition to building. We've recently funded $7.0M and $2.0M construction projects in Del Mar.

What neighborhoods in Del Mar does TMF serve for land financing?

TMF provides land loans throughout Del Mar including Del Mar Village, Del Mar Heights, and Del Mar Beach areas, serving the entire coastal Del Mar market where median home values reach $3.60M.

What loan-to-value ratio does TMF offer on Del Mar land parcels?

TMF offers up to 50% LTV on entitled and near-entitled Del Mar land parcels, providing substantial leverage for developers acquiring premium coastal properties in this high-value market.

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