Commercial Real Estate Loans in Del Mar, California
Trinity Mortgage Fund provides commercial real estate financing throughout Del Mar's prime coastal markets, from Del Mar Village's retail corridors to Del Mar Heights' mixed-use developments. Our asset-based underwriting approach focuses on property value rather than borrower financials, making us the preferred lender for value-add projects and commercial repositioning deals in San Diego County's most desirable coastal market.
$3.6M
Median Home Value
-0.0%
YoY Price Change
$21.2M+
Total Funded
7+
Deals Closed
Why Choose TMF for Commercial in Del Mar?
Trinity Mortgage Fund provides commercial real estate financing throughout Del Mar's prime coastal markets, from Del Mar Village's retail corridors to Del Mar Heights' mixed-use developments. Our asset-based underwriting approach focuses on property value rather than borrower financials, making us the preferred lender for value-add projects and commercial repositioning deals in San Diego County's most desirable coastal market.
Since 2016, we've funded over $16.1M in Del Mar deals, including a recent $7.0M single-family construction project and a $5.0M residential acquisition. Our local expertise in Del Mar's $3.60M median property market, combined with our 14-21 day closing timeline, positions us to capitalize on opportunities in this competitive coastal environment where traditional lenders often move too slowly.
Commercial Loan Terms
Max LTV
Up to 65% LTV
Rate Range
10.99% - 13.99%
Term
6-24 months
Min Loan
$1M
Max Loan
$15M
Closing Time
14-21 days
Recent Deals in Del Mar
View All Del Mar DealsBalboa Ave
Single-Family New Construction
$7,000,000
Boquita Dr
Fix and Flip
$2,925,000
Coast Blvd
Residential Acquisition
$2,200,000
Via Alta
Single-Family New Construction
$2,000,000
6th
Residential Acquisition
$5,000,000
Sherrie Lane
Residential Acquisition
$535,000
Del Mar Real Estate Market
Del Mar's commercial real estate market benefits from its position as one of Southern California's premier coastal communities, with strong fundamentals despite a recent -0.9% year-over-year price adjustment that has created repositioning opportunities. The city's three distinct areas, Del Mar Village, Del Mar Heights, and Del Mar Beach, each present unique commercial investment prospects, from mixed-use retail developments near the racetrack to office conversions in the heights area.
With median property values at $3.60M, Del Mar's commercial market requires sophisticated financing solutions that can move quickly on high-value opportunities. Our loan range of $1M-$20M aligns perfectly with the scale of commercial projects in this market, where asset values support substantial leverage and investors seek flexible terms for value-add strategies.
Neighborhoods We Serve in Del Mar
Commercial in Del Mar: Frequently Asked Questions
What types of commercial properties does TMF finance in Del Mar?
We finance retail, office, mixed-use, and industrial properties throughout Del Mar, including projects in Del Mar Village, Del Mar Heights, and Del Mar Beach areas. Our $1M-$20M loan range covers most commercial opportunities in Del Mar's high-value market where median properties are valued at $3.60M.
How quickly can TMF close on a commercial loan in Del Mar?
We close commercial real estate loans in Del Mar within 14-21 days. Our recent $7.0M single-family construction loan and $5.0M residential acquisition both closed within this timeline, giving borrowers a competitive advantage in Del Mar's fast-moving market.
What are TMF's commercial loan terms for Del Mar properties?
We offer up to 65% loan-to-value ratios with rates between 10.99% and 13.99% for commercial properties in Del Mar. Loan terms range from 6-24 months, structured to accommodate value-add projects and repositioning strategies common in Del Mar's evolving commercial market.
Does TMF require tax returns for commercial loans in Del Mar?
No, we do not require tax returns for commercial loans in Del Mar. Our asset-based underwriting focuses on the property value and project merits rather than borrower financials, which is particularly valuable in Del Mar where property values averaging $3.60M provide strong collateral backing.
What is TMF's track record with Del Mar commercial deals?
Trinity Mortgage Fund has funded over $16.1M in Del Mar deals, including recent transactions such as a $7.0M single-family construction project, a $5.0M residential acquisition, and a $2.9M fix and flip project, demonstrating our consistent ability to close complex deals in this premium coastal market.
How does the recent -0.9% price change affect commercial lending in Del Mar?
The recent -0.9% year-over-year price adjustment in Del Mar has created repositioning opportunities for commercial investors. Our flexible loan structures and up to 65% LTV ratios are designed to help borrowers capitalize on these market corrections while property fundamentals remain strong in this premier coastal location.
Other Loan Types in Del Mar
Commercial in Nearby Areas
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