New Construction ADU Loans in San Diego, California
Ground-up construction financing in San Diego. Fund new builds with milestone-based draws and in-house construction oversight.
$990K
Median Home Value
-0.0%
YoY Price Change
Up to 70% of improved value
Max LTV
14-21 days
Closing Time
New Construction Loan Features
ADU Loan Terms
Max LTV
Up to 70% of improved value
Rate Range
10.99% - 13.49%
Term
12-18 months
Min Loan
$500K
Max Loan
$5M
Closing Time
14-21 days
New Construction ADU in San Diego: FAQ
What types of new construction projects do you finance in San Diego?
We finance ground-up single-family homes, spec homes, custom builds, small multifamily projects, and major rehab/rebuild projects in San Diego. All loans are business purpose and non-owner-occupied.
How do construction draws work for projects in San Diego?
Funds are disbursed based on completed milestones. As your contractor completes each phase (foundation, framing, rough-ins, etc.), we inspect the work and release the next draw. This protects both you and us throughout the build.
What is the timeline for a new construction loan in San Diego?
We can close the initial land/acquisition portion in 14-21 days. Loan terms run 12-24 months, which covers most single-family and small multifamily builds in San Diego. Extensions are available if needed.
Do you require permits before closing on a construction loan in San Diego?
We prefer that permits are in hand or imminent before closing. For entitled land where permits are expected, we can close on the acquisition and begin the draw schedule once permits are issued.
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Get a new construction adu quote for your San Diego property. We respond the same business day.