ADU Loans in California
Financing for Accessory Dwelling Unit construction. Take advantage of California ADU-friendly laws to add rental income to your property.
Finance new ADU construction
No income verification
Works with California ADU regulations
Detached and attached ADU designs
Garage conversions eligible
Browse by City
Orange County
Balboa Peninsula
Orange County
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Corona del Mar
Orange County
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Dana Point
Orange County
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Huntington Beach
Orange County
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Laguna Beach
Orange County
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Laguna Niguel
Orange County
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Newport Beach
Orange County
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Newport Coast
Orange County
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San Clemente
Orange County
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San Diego County
Cardiff-by-the-Sea
San Diego County
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Carlsbad
San Diego County
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Carmel Valley
San Diego County
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Coronado
San Diego County
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Del Mar
San Diego County
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Encinitas
San Diego County
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La Jolla
San Diego County
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Mission Beach
San Diego County
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Ocean Beach
San Diego County
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Oceanside
San Diego County
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Pacific Beach
San Diego County
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Point Loma
San Diego County
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Rancho Santa Fe
San Diego County
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San Diego
San Diego County
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Solana Beach
San Diego County
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ADU Loan Terms
Max LTV
Up to 70% of improved value
Rate Range
10.99% - 13.49%
Term
12-18 months
Min Loan
$500K
Max Loan
$5M
Closing Time
14-21 days
Who Is This For?
Homeowners adding rental income
Investors building ADUs for cash flow
Property owners in high-rent markets
Builders specializing in ADU projects