Land Loans in 92651 (Laguna Beach, CA)
Fast private real estate financing in the 92651 zip code. Serving Laguna Beach, Laguna Village, Three Arch Bay and surrounding areas in Laguna Beach. Close in 14-21 days with no income verification.
$2.9M
Median Home Value
+0.0%
YoY Price Change
Up to 50% LTV
Max LTV
14-21 days
Closing Time
Areas We Serve in 92651
The 92651 zip code covers Laguna Beach, Laguna Village, Three Arch Bay in Laguna Beach, Orange County, California. Trinity Mortgage Fund provides land loans throughout this area for non-owner-occupied investment properties.
Land Loan Terms
Max LTV
Up to 50% LTV
Rate Range
11.99% - 13.99%
Term
6-18 months
Min Loan
$1M
Max Loan
$10M
Closing Time
14-21 days
Land in 92651: Frequently Asked Questions
What types of properties can I finance with a land loans in 92651?
Trinity Mortgage Fund finances all non-owner-occupied investment properties in the 92651 zip code (Laguna Beach, CA), including single-family homes, condos, townhomes, multi-family properties, and select commercial real estate. All loans are business purpose only.
How quickly can you close on a property in 92651 (Laguna Beach)?
We typically close in 14-21 days. Because we do not require appraisals and underwrite in-house, we move as fast as title and escrow allow. For competitive Laguna Beach deals this speed is often the difference between winning and losing.
What are your rates for land loans in the 92651 area?
Our rates range from 11.99% - 13.99% depending on the property, leverage, and risk profile. We offer interest-only payments so you only pay on the outstanding balance. Points typically range from 0.5 to 2 depending on the deal.
What is the maximum loan amount available in 92651?
Our loans range from $1M to $10M. Given the premium real estate in Laguna Beach (Orange County), our typical loan in this area falls in the $1.5M to $5M range, though we fund larger deals regularly.
Do I need to live in Laguna Beach to get a loan for a property in 92651?
No. We lend to borrowers nationwide who are investing in California properties. You do not need to live in Laguna Beach or even in California. The property must be located in our lending footprint and the loan must be for a business purpose.
Land in Laguna Beach
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