Huntington Beach, California

New Construction Land Loans in Huntington Beach, California

Ground-up construction financing in Huntington Beach. Fund new builds with milestone-based draws and in-house construction oversight.

CFL# 60DBO-59425
DRE# 02018057
Since 2016

$1.3M

Median Home Value

+0.0%

YoY Price Change

Up to 50% LTV

Max LTV

14-21 days

Closing Time

New Construction Loan Features

Ground-up and major rehab projects
Milestone-based draw schedule
In-house construction oversight
Single-family and small multifamily
Up to 70% of completed value

Land Loan Terms

Max LTV

Up to 50% LTV

Rate Range

11.99% - 13.99%

Term

6-18 months

Min Loan

$1M

Max Loan

$10M

Closing Time

14-21 days

New Construction Land in Huntington Beach: FAQ

What types of new construction projects do you finance in Huntington Beach?

We finance ground-up single-family homes, spec homes, custom builds, small multifamily projects, and major rehab/rebuild projects in Huntington Beach. All loans are business purpose and non-owner-occupied.

How do construction draws work for projects in Huntington Beach?

Funds are disbursed based on completed milestones. As your contractor completes each phase (foundation, framing, rough-ins, etc.), we inspect the work and release the next draw. This protects both you and us throughout the build.

What is the timeline for a new construction loan in Huntington Beach?

We can close the initial land/acquisition portion in 14-21 days. Loan terms run 12-24 months, which covers most single-family and small multifamily builds in Huntington Beach. Extensions are available if needed.

Do you require permits before closing on a construction loan in Huntington Beach?

We prefer that permits are in hand or imminent before closing. For entitled land where permits are expected, we can close on the acquisition and begin the draw schedule once permits are issued.

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Get a new construction land quote for your Huntington Beach property. We respond the same business day.

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