Investment Property Loans in 92024 (Encinitas, CA)
Fast private real estate financing in the 92024 zip code. Serving Encinitas, Leucadia, Olivenhain and surrounding areas in Encinitas. Close in 7-14 days with no income verification.
$1.9M
Median Home Value
+0.0%
YoY Price Change
Up to 75% LTV
Max LTV
7-14 days
Closing Time
Areas We Serve in 92024
The 92024 zip code covers Encinitas, Leucadia, Olivenhain in Encinitas, San Diego County, California. Trinity Mortgage Fund provides investment property loans throughout this area for non-owner-occupied investment properties.
Investment Property Loan Terms
Max LTV
Up to 75% LTV
Rate Range
9.99% - 12.99%
Term
6-24 months
Min Loan
$1M
Max Loan
$20M
Closing Time
7-14 days
Investment Property in 92024: Frequently Asked Questions
What types of properties can I finance with a investment property loans in 92024?
Trinity Mortgage Fund finances all non-owner-occupied investment properties in the 92024 zip code (Encinitas, CA), including single-family homes, condos, townhomes, multi-family properties, and select commercial real estate. All loans are business purpose only.
How quickly can you close on a property in 92024 (Encinitas)?
We typically close in 7-14 days. Because we do not require appraisals and underwrite in-house, we move as fast as title and escrow allow. For competitive Encinitas deals this speed is often the difference between winning and losing.
What are your rates for investment property loans in the 92024 area?
Our rates range from 9.99% - 12.99% depending on the property, leverage, and risk profile. We offer interest-only payments so you only pay on the outstanding balance. Points typically range from 0.5 to 2 depending on the deal.
What is the maximum loan amount available in 92024?
Our loans range from $1M to $20M. Given the premium real estate in Encinitas (San Diego County), our typical loan in this area falls in the $1.5M to $5M range, though we fund larger deals regularly.
Do I need to live in Encinitas to get a loan for a property in 92024?
No. We lend to borrowers nationwide who are investing in California properties. You do not need to live in Encinitas or even in California. The property must be located in our lending footprint and the loan must be for a business purpose.
Investment Property in Encinitas
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