Solana Beach property
Solana Beach, CA 92075

Hard Money Loans in 92075 (Solana Beach, CA)

Fast private real estate financing in the 92075 zip code. Serving Solana Beach, Lomas Santa Fe and surrounding areas in Solana Beach. Close in 7-10 days with no income verification.

CFL# 60DBO-59425
DRE# 02018057
Since 2016

$2.2M

Median Home Value

+0.0%

YoY Price Change

Up to 75% LTV

Max LTV

7-10 days

Closing Time

Areas We Serve in 92075

The 92075 zip code covers Solana Beach, Lomas Santa Fe in Solana Beach, San Diego County, California. Trinity Mortgage Fund provides hard money loans throughout this area for non-owner-occupied investment properties.

Solana BeachLomas Santa Fe

Hard Money Loan Terms

Max LTV

Up to 75% LTV

Rate Range

9.99% - 12.99%

Term

6-24 months

Min Loan

$1M

Max Loan

$20M

Closing Time

7-10 days

No income verification
No appraisals required
Close in 7-10 days
Interest-only payments
Business purpose loans only

Hard Money in 92075: Frequently Asked Questions

What types of properties can I finance with a hard money loans in 92075?

Trinity Mortgage Fund finances all non-owner-occupied investment properties in the 92075 zip code (Solana Beach, CA), including single-family homes, condos, townhomes, multi-family properties, and select commercial real estate. All loans are business purpose only.

How quickly can you close on a property in 92075 (Solana Beach)?

We typically close in 7-10 days. Because we do not require appraisals and underwrite in-house, we move as fast as title and escrow allow. For competitive Solana Beach deals this speed is often the difference between winning and losing.

What are your rates for hard money loans in the 92075 area?

Our rates range from 9.99% - 12.99% depending on the property, leverage, and risk profile. We offer interest-only payments so you only pay on the outstanding balance. Points typically range from 0.5 to 2 depending on the deal.

What is the maximum loan amount available in 92075?

Our loans range from $1M to $20M. Given the premium real estate in Solana Beach (San Diego County), our typical loan in this area falls in the $1.5M to $5M range, though we fund larger deals regularly.

Do I need to live in Solana Beach to get a loan for a property in 92075?

No. We lend to borrowers nationwide who are investing in California properties. You do not need to live in Solana Beach or even in California. The property must be located in our lending footprint and the loan must be for a business purpose.

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