Hard Money Loans in 92054 (Oceanside, CA)
Fast private real estate financing in the 92054 zip code. Serving Downtown Oceanside, South Oceanside and surrounding areas in Oceanside. Close in 7-10 days with no income verification.
$862K
Median Home Value
-0.0%
YoY Price Change
Up to 75% LTV
Max LTV
7-10 days
Closing Time
Areas We Serve in 92054
The 92054 zip code covers Downtown Oceanside, South Oceanside in Oceanside, San Diego County, California. Trinity Mortgage Fund provides hard money loans throughout this area for non-owner-occupied investment properties.
Hard Money Loan Terms
Max LTV
Up to 75% LTV
Rate Range
9.99% - 12.99%
Term
6-24 months
Min Loan
$1M
Max Loan
$20M
Closing Time
7-10 days
Hard Money in 92054: Frequently Asked Questions
What types of properties can I finance with a hard money loans in 92054?
Trinity Mortgage Fund finances all non-owner-occupied investment properties in the 92054 zip code (Oceanside, CA), including single-family homes, condos, townhomes, multi-family properties, and select commercial real estate. All loans are business purpose only.
How quickly can you close on a property in 92054 (Oceanside)?
We typically close in 7-10 days. Because we do not require appraisals and underwrite in-house, we move as fast as title and escrow allow. For competitive Oceanside deals this speed is often the difference between winning and losing.
What are your rates for hard money loans in the 92054 area?
Our rates range from 9.99% - 12.99% depending on the property, leverage, and risk profile. We offer interest-only payments so you only pay on the outstanding balance. Points typically range from 0.5 to 2 depending on the deal.
What is the maximum loan amount available in 92054?
Our loans range from $1M to $20M. Given the premium real estate in Oceanside (San Diego County), our typical loan in this area falls in the $1.5M to $5M range, though we fund larger deals regularly.
Do I need to live in Oceanside to get a loan for a property in 92054?
No. We lend to borrowers nationwide who are investing in California properties. You do not need to live in Oceanside or even in California. The property must be located in our lending footprint and the loan must be for a business purpose.
Hard Money in Oceanside
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