New Construction Fix and Flip Loans in Cardiff-by-the-Sea, California
Ground-up construction financing in Cardiff-by-the-Sea. Fund new builds with milestone-based draws and in-house construction oversight.
$1.9M
Median Home Value
+0.0%
YoY Price Change
Up to 75% of purchase + 100% of rehab
Max LTV
7-10 days
Closing Time
New Construction Loan Features
Fix and Flip Loan Terms
Max LTV
Up to 75% of purchase + 100% of rehab
Rate Range
10.49% - 12.99%
Term
6-18 months
Min Loan
$500K
Max Loan
$10M
Closing Time
7-10 days
New Construction Fix and Flip in Cardiff-by-the-Sea: FAQ
What types of new construction projects do you finance in Cardiff-by-the-Sea?
We finance ground-up single-family homes, spec homes, custom builds, small multifamily projects, and major rehab/rebuild projects in Cardiff-by-the-Sea. All loans are business purpose and non-owner-occupied.
How do construction draws work for projects in Cardiff-by-the-Sea?
Funds are disbursed based on completed milestones. As your contractor completes each phase (foundation, framing, rough-ins, etc.), we inspect the work and release the next draw. This protects both you and us throughout the build.
What is the timeline for a new construction loan in Cardiff-by-the-Sea?
We can close the initial land/acquisition portion in 14-21 days. Loan terms run 12-24 months, which covers most single-family and small multifamily builds in Cardiff-by-the-Sea. Extensions are available if needed.
Do you require permits before closing on a construction loan in Cardiff-by-the-Sea?
We prefer that permits are in hand or imminent before closing. For entitled land where permits are expected, we can close on the acquisition and begin the draw schedule once permits are issued.
Fix and Flip in Cardiff-by-the-Sea
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