Rancho Santa Fe property
Rancho Santa Fe, California

Multifamily Construction Loans in Rancho Santa Fe, California

Financing for multifamily and apartment properties in Rancho Santa Fe. 2-4 units, small apartments, and larger complexes.

CFL# 60DBO-59425
DRE# 02018057
Since 2016

$4.2M

Median Home Value

+0.0%

YoY Price Change

Up to 70% of completed value

Max LTV

14-21 days

Closing Time

Multifamily Loan Features

2-4 unit and 5+ unit properties
Up to 75% LTV
Rental income not required
Close in 7-14 days
Interest-only payments

Construction Loan Terms

Max LTV

Up to 70% of completed value

Rate Range

10.99% - 13.49%

Term

12-24 months

Min Loan

$1M

Max Loan

$20M

Closing Time

14-21 days

Multifamily Construction in Rancho Santa Fe: FAQ

What types of multifamily properties do you finance in Rancho Santa Fe?

We finance duplexes, triplexes, fourplexes, and larger apartment buildings in Rancho Santa Fe. All properties must be non-owner-occupied business purpose loans. Loan amounts range from $1M to $20M.

Do you require rental income history for multifamily loans in Rancho Santa Fe?

No. Our multifamily construction loans in Rancho Santa Fe are asset-based, meaning we underwrite based on the property value and borrower experience, not rental income. This makes us ideal for value-add acquisitions where rents will increase post-renovation.

How quickly can you close on a multifamily property in Rancho Santa Fe?

We typically close multifamily loans in Rancho Santa Fe within 10-14 days. For simpler deals with clean title, we can close in as few as 7 days.

What LTV do you offer on multifamily properties in Rancho Santa Fe?

Up to 75% LTV on multifamily acquisitions in Rancho Santa Fe. For value-add or renovation projects, we can lend up to 65% of the after-repair value (ARV).

Get Started

Fund Your Next Project

Get a multifamily construction quote for your Rancho Santa Fe property. We respond the same business day.

Contact Us