Laguna Beach, California

Multifamily Construction Loans in Laguna Beach, California

Financing for multifamily and apartment properties in Laguna Beach. 2-4 units, small apartments, and larger complexes.

CFL# 60DBO-59425
DRE# 02018057
Since 2016

$2.9M

Median Home Value

+0.0%

YoY Price Change

Up to 70% of completed value

Max LTV

14-21 days

Closing Time

Multifamily Loan Features

2-4 unit and 5+ unit properties
Up to 75% LTV
Rental income not required
Close in 7-14 days
Interest-only payments

Construction Loan Terms

Max LTV

Up to 70% of completed value

Rate Range

10.99% - 13.49%

Term

12-24 months

Min Loan

$1M

Max Loan

$20M

Closing Time

14-21 days

Multifamily Construction in Laguna Beach: FAQ

What types of multifamily properties do you finance in Laguna Beach?

We finance duplexes, triplexes, fourplexes, and larger apartment buildings in Laguna Beach. All properties must be non-owner-occupied business purpose loans. Loan amounts range from $1M to $20M.

Do you require rental income history for multifamily loans in Laguna Beach?

No. Our multifamily construction loans in Laguna Beach are asset-based, meaning we underwrite based on the property value and borrower experience, not rental income. This makes us ideal for value-add acquisitions where rents will increase post-renovation.

How quickly can you close on a multifamily property in Laguna Beach?

We typically close multifamily loans in Laguna Beach within 10-14 days. For simpler deals with clean title, we can close in as few as 7 days.

What LTV do you offer on multifamily properties in Laguna Beach?

Up to 75% LTV on multifamily acquisitions in Laguna Beach. For value-add or renovation projects, we can lend up to 65% of the after-repair value (ARV).

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Get a multifamily construction quote for your Laguna Beach property. We respond the same business day.

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