Cardiff-by-the-Sea, California

Multifamily Commercial Real Estate Loans in Cardiff-by-the-Sea, California

Financing for multifamily and apartment properties in Cardiff-by-the-Sea. 2-4 units, small apartments, and larger complexes.

CFL# 60DBO-59425
DRE# 02018057
Since 2016

$1.9M

Median Home Value

+0.0%

YoY Price Change

Up to 65% LTV

Max LTV

14-21 days

Closing Time

Multifamily Loan Features

2-4 unit and 5+ unit properties
Up to 75% LTV
Rental income not required
Close in 7-14 days
Interest-only payments

Commercial Loan Terms

Max LTV

Up to 65% LTV

Rate Range

10.99% - 13.99%

Term

6-24 months

Min Loan

$1M

Max Loan

$15M

Closing Time

14-21 days

Multifamily Commercial in Cardiff-by-the-Sea: FAQ

What types of multifamily properties do you finance in Cardiff-by-the-Sea?

We finance duplexes, triplexes, fourplexes, and larger apartment buildings in Cardiff-by-the-Sea. All properties must be non-owner-occupied business purpose loans. Loan amounts range from $1M to $20M.

Do you require rental income history for multifamily loans in Cardiff-by-the-Sea?

No. Our multifamily commercial real estate loans in Cardiff-by-the-Sea are asset-based, meaning we underwrite based on the property value and borrower experience, not rental income. This makes us ideal for value-add acquisitions where rents will increase post-renovation.

How quickly can you close on a multifamily property in Cardiff-by-the-Sea?

We typically close multifamily loans in Cardiff-by-the-Sea within 10-14 days. For simpler deals with clean title, we can close in as few as 7 days.

What LTV do you offer on multifamily properties in Cardiff-by-the-Sea?

Up to 75% LTV on multifamily acquisitions in Cardiff-by-the-Sea. For value-add or renovation projects, we can lend up to 65% of the after-repair value (ARV).

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Get a multifamily commercial quote for your Cardiff-by-the-Sea property. We respond the same business day.

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