Cardiff-by-the-Sea, CA 92007

1031 Exchange Loans in 92007 (Cardiff-by-the-Sea, CA)

Fast private real estate financing in the 92007 zip code. Serving Cardiff-by-the-Sea and the surrounding San Diego County area. Close in 7-14 days with no income verification.

CFL# 60DBO-59425
DRE# 02018057
Since 2016

$1.9M

Median Home Value

+0.0%

YoY Price Change

Up to 70% LTV

Max LTV

7-14 days

Closing Time

Areas We Serve in 92007

The 92007 zip code covers Cardiff-by-the-Sea in Cardiff-by-the-Sea, San Diego County, California. Trinity Mortgage Fund provides 1031 exchange loans throughout this area for non-owner-occupied investment properties.

Cardiff-by-the-Sea

1031 Exchange Loan Terms

Max LTV

Up to 70% LTV

Rate Range

9.99% - 12.99%

Term

6-24 months

Min Loan

$1M

Max Loan

$20M

Closing Time

7-14 days

Close within 1031 exchange deadlines
Speed to meet 45-day identification window
No income verification
Coordinate with your QI
Reverse exchange financing available

1031 Exchange in 92007: Frequently Asked Questions

What types of properties can I finance with a 1031 exchange loans in 92007?

Trinity Mortgage Fund finances all non-owner-occupied investment properties in the 92007 zip code (Cardiff-by-the-Sea, CA), including single-family homes, condos, townhomes, multi-family properties, and select commercial real estate. All loans are business purpose only.

How quickly can you close on a property in 92007 (Cardiff-by-the-Sea)?

We typically close in 7-14 days. Because we do not require appraisals and underwrite in-house, we move as fast as title and escrow allow. For competitive Cardiff-by-the-Sea deals this speed is often the difference between winning and losing.

What are your rates for 1031 exchange loans in the 92007 area?

Our rates range from 9.99% - 12.99% depending on the property, leverage, and risk profile. We offer interest-only payments so you only pay on the outstanding balance. Points typically range from 0.5 to 2 depending on the deal.

What is the maximum loan amount available in 92007?

Our loans range from $1M to $20M. Given the premium real estate in Cardiff-by-the-Sea (San Diego County), our typical loan in this area falls in the $1.5M to $5M range, though we fund larger deals regularly.

Do I need to live in Cardiff-by-the-Sea to get a loan for a property in 92007?

No. We lend to borrowers nationwide who are investing in California properties. You do not need to live in Cardiff-by-the-Sea or even in California. The property must be located in our lending footprint and the loan must be for a business purpose.

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Get a 1031 exchange quote for your Cardiff-by-the-Sea property. We respond the same business day.

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