1031 Exchange Loans in San Diego, California
Trinity Mortgage Fund specializes in 1031 exchange financing across San Diego's coastal markets, from Downtown high-rises to Mission Hills estates. Since 2016, we've funded $3.8M residential acquisitions and $5.6M multi-family projects, proving our ability to close complex deals within strict exchange deadlines. Our team coordinates directly with your Qualified Intermediary to ensure seamless transactions in San Diego's fast-moving market.
$990K
Median Home Value
-0.0%
YoY Price Change
$22.2M+
Total Funded
11+
Deals Closed
Why Choose TMF for 1031 Exchange in San Diego?
Trinity Mortgage Fund specializes in 1031 exchange financing across San Diego's coastal markets, from Downtown high-rises to Mission Hills estates. Since 2016, we've funded $3.8M residential acquisitions and $5.6M multi-family projects, proving our ability to close complex deals within strict exchange deadlines. Our team coordinates directly with your Qualified Intermediary to ensure seamless transactions in San Diego's fast-moving market.
With loan amounts from $1M to $20M and the ability to close in 7-14 days, we've helped investors complete exchanges in premium neighborhoods like Bankers Hill, Hillcrest, and North Park. Our local expertise in San Diego County's regulatory environment, combined with no income verification requirements, makes us the preferred lender for sophisticated investors navigating California's complex 1031 exchange rules.
1031 Exchange Loan Terms
Max LTV
Up to 70% LTV
Rate Range
9.99% - 12.99%
Term
6-24 months
Min Loan
$1M
Max Loan
$20M
Closing Time
7-14 days
Recent Deals in San Diego
View All San Diego Deals
Summit Crest Circle
Residential Acquisition
$3,771,000
5811 Box Canyon Rd
Cash-Out Refinance
$2,500,000
722 Nantasket Ct
Single-Family New Construction
$3,850,000
Commerce
Bridge/Construction
$375,000
242 Playa Del Norte St
Multi-Family New Construction
$5,600,000
Mission Cliff
Fix and Flip
$1,060,000
San Diego Real Estate Market
San Diego's real estate market, with a median home value of $990,000, presents unique opportunities for 1031 exchange investors despite a recent 3.4% year-over-year decline. This market correction has created acquisition opportunities in established neighborhoods like Kensington and Normal Heights, where investors can leverage temporary price adjustments for long-term portfolio growth.
The city's diverse property types, from Downtown commercial buildings to residential developments in emerging areas, require financing partners who understand local market timing. With San Diego's competitive acquisition environment, the ability to close within 45-day identification windows often determines deal success, making fast private lending essential for serious exchange investors.
Neighborhoods We Serve in San Diego
1031 Exchange in San Diego: Frequently Asked Questions
How quickly can Trinity Mortgage Fund close a 1031 exchange loan in San Diego?
We close 1031 exchange loans in 7-14 days, well within San Diego's competitive market timing requirements. This speed is crucial given the 45-day identification and 180-day exchange windows mandated by IRS regulations.
What loan amounts does TMF provide for San Diego 1031 exchanges?
Our 1031 exchange loans range from $1M to $20M, suitable for everything from single-family properties in Normal Heights to large multi-family projects. We recently funded a $5.6M multi-family construction loan demonstrating our capacity for substantial deals.
What are TMF's rates and terms for 1031 exchange loans in San Diego?
Interest rates range from 9.99% to 12.99% with loan terms of 6-24 months and up to 70% LTV. These terms are structured to accommodate the temporary nature of exchange financing while providing competitive rates for San Diego's premium market.
Does TMF work with Qualified Intermediaries for San Diego exchanges?
Yes, we coordinate directly with your Qualified Intermediary to ensure compliance with 1031 exchange requirements. Our team has experience working with QIs throughout San Diego County and understands the documentation requirements for successful exchanges.
Can TMF provide reverse exchange financing for San Diego properties?
We offer reverse exchange financing, allowing you to acquire replacement property before selling your relinquished property. This is particularly valuable in San Diego's competitive market where desirable properties in areas like Mission Hills and Bankers Hill move quickly.
What types of San Diego properties qualify for TMF's 1031 exchange loans?
We finance investment properties throughout San Diego, including residential acquisitions, commercial buildings, and development projects. Recent deals include a $3.8M residential acquisition and $3.9M single-family construction loan, demonstrating our range across property types.
Other Loan Types in San Diego
Get Started
Fund Your Next Project
Get a 1031 exchange quote for your San Diego property. We respond the same business day.