Hard Money Loans in Newport Beach
Fast private real estate financing in Newport Beach. Close in 7-10 days with no appraisals required.
$3.5M
Median Price
+5.5%
YoY Change
$0.0M+
We've Funded
0+
Deals Closed
Why Trinity for Newport Beach?
Newport Beach is Orange County's premier coastal community. From the Peninsula to Corona del Mar, this market demands lenders who understand high-value properties and can move quickly.
We're actively expanding in Newport Beach, bringing our proven San Diego lending model to Orange County's most desirable neighborhoods.
"Newport Beach represents our expansion into Orange County's premier coastal market. We're bringing the same speed and expertise that made us successful in San Diego."
Loan Programs Available in Newport Beach
Residential Acquisition
Fast financing for investment properties in Newport Beach. Single-family, condos, multi-family.
- Up to 75% LTV
- No appraisals required
- Close in 7-10 days
- Interest-only payments
Construction & Rehab
Ground-up, remodels, and fix-and-flip financing in Newport Beach.
- Up to 65% of ARV
- Flexible draw schedule
- 24-48 hour draws
- Construction expertise
Cash-Out Refinance
Access equity in your Newport Beach investment property quickly.
- Up to 75% LTV
- No income verification
- Asset-based lending
- Quick closings
Hard Money Loans in Newport Beach: FAQs
What types of properties do you finance in Newport Beach?
We finance all non-owner-occupied properties in Newport Beach, including single-family homes, condos, townhomes, multi-family properties, and commercial real estate. This includes properties in Balboa Peninsula, Corona del Mar, Newport Coast, and surrounding areas.
How quickly can you close on a Newport Beach property?
We typically close in 7-10 days from approval. Since we don't require appraisals and make decisions in-house, we can move as fast as title and escrow allow. For competitive Newport Beach deals, this speed is often the difference between winning and losing.
What is the typical loan size for Newport Beach?
Our loans range from $1 million to $8 million, which covers most Newport Beach investment properties. Given Newport Beach's median home price of $3.5M, our typical loan in this area ranges from $1.5M to $5M.
What are your rates for Newport Beach properties?
Our rates range from 9.99% to 10.99% depending on the loan type, property, and risk profile. We offer interest-only payments, so you only pay on the outstanding balance. Points range from 0.5 to 2 depending on the deal.
Also serving nearby communities:
Ready to Discuss Your Newport Beach Project?
Contact us today to get a quote on your Newport Beach real estate investment.