Via de Fortuna

Before the $5.5 million construction loan and the $14.25 million sale, there was this: a $2 million acquisition loan to help the borrowers secure the Via de Fortuna lot. This is where the relationship started.

We funded the land purchase quickly so the borrowers could lock in the lot before other buyers moved. The property had an old teardown house on it, but the real value was the land: canyon views, proximity to the Rancho Santa Fe horse path, and enough space for the modern estate they envisioned.

This acquisition loan set the foundation for everything that followed. By funding the land, we established the relationship that led to the construction loan, which led to the $14.25 million exit, which led to multiple additional deals with the same borrowers. Every great lending relationship starts with a first deal.