Los Arboles

Los Arboles is one of Rancho Santa Fe's premier residential streets, and an $8.5 million construction loan requires deep confidence in both the borrower and the market. This is one of the largest single commitments in our portfolio, reflecting the caliber of the project and the strength of the collateral.

At this scale, our hands-on approach isn't optional. It's essential. We monitor construction draws closely, verify progress at each milestone, and stay in regular contact with the build team. When $8.5 million of our capital is at risk, we treat the project as if we're building it ourselves. Every draw request is a checkpoint. Every site visit is an opportunity to catch issues early.

Rancho Santa Fe is a market we've built significant experience in through multiple prior deals. That institutional knowledge, understanding what RSF buyers want, what price points the market supports, and which builders deliver at this level, is what gives us the confidence to deploy capital at this scale.