Hard Money Insights
Expert education on hard money loans, real estate investing, and private lending from San Diego's trusted lender.
What is a Hard Money Loan? Complete 2025 Guide
Learn everything about hard money loans - how they work, who they're for, rates, terms, and when to use them for your real estate investment.
Dan McColl
Hard Money Loan vs. Conventional Mortgage: Key Differences
Compare hard money loans and conventional mortgages to understand which financing option is right for your real estate investment.
Dan McColl
How to Finance Your First Fix and Flip
A comprehensive guide to financing your first fix and flip project, from finding the deal to choosing the right loan structure.
Dan McColl
What is a Bridge Loan? How Real Estate Investors Use Them
Learn how bridge loans work, when to use them, and how they help real estate investors bridge the gap between transactions.
Dan McColl
Business Purpose Loans: What Real Estate Investors Need to Know
Understand the difference between consumer and business purpose loans, why it matters, and how to qualify for business purpose real estate financing.
Dan McColl
How Construction Draws Work in Hard Money Lending
A detailed guide to construction draws - how to request them, what to expect during inspections, and tips for smooth renovation financing.
Dan McColl
LTV vs. ARV: Understanding Loan-to-Value in Hard Money Lending
Master the key metrics in hard money lending. Learn the difference between LTV and ARV, and how lenders use these ratios to structure your loan.
Dan McColl
Exit Strategies for Hard Money Loans: Planning Your Payoff
Every hard money loan needs an exit strategy. Learn the most common exit options and how to plan your path to payoff.
Dan McColl
San Diego Real Estate Market 2025: Opportunities for Investors
An in-depth look at San Diego's real estate market in 2025 - trends, neighborhoods, and opportunities for hard money borrowers and investors.
Dan McColl
Trust Deed Investing: How to Earn Passive Income from Hard Money Loans
Learn how trust deed investing works and how private investors earn passive income by funding hard money loans.
Dan McColl
Commercial Hard Money Loans: Financing Investment Properties
A guide to hard money financing for commercial real estate - retail, office, multi-family, and industrial properties.
Dan McColl
Hard Money Loan Interest Rates in 2025: What to Expect
Current hard money loan rates, what affects pricing, and how to get the best rate on your next real estate loan.
Dan McColl
Ground-Up Construction Loans: Building Your Investment from Scratch
Everything you need to know about financing new construction projects with hard money - from land acquisition to certificate of occupancy.
Dan McColl
DSCR Loans vs. Hard Money: Which is Right for Your Rental Property?
Compare DSCR (Debt Service Coverage Ratio) loans with hard money for rental property acquisitions and understand when to use each.
Dan McColl
10 Costly Mistakes First-Time Real Estate Investors Make (And How to Avoid Them)
Learn from others' expensive lessons. The most common mistakes new real estate investors make and practical strategies to avoid them.
Dan McColl
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